A publication dedicated to the well-being of firefighters across North America and beyond.
Retirement from a life-long career can be stressful for most people, regardless of the occupation. But for firefighters, that final descent down the ladder can be downright scary.
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If you want to spend less than you make, you need to budget. Period. Imagine being airdropped into a fire scene with no training. Would you know how to use the tools of our craft? Would you know how to pump a truck? Would you know how to run command?
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You've been to the doctor again. You learned you have 24 hours left to live. This question isn't about what you would do with the little time left. Ask yourself, "What feelings am I experiencing? What regrets and unfulfilled dreams come to mind? What do I wish I had done in this life?"
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All my life, I've been told to set goals. You probably have too. The thing is, though, setting a goal doesn't accomplish it. It's the follow-through that matters.
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Retirement planning. Don’t let these two words scare you. While the thought of determining pensions, government benefits, retirement age and lifestyle goals send some people running in the opposite direction, it doesn’t have to be a head-spinning experience. The trick is to use an expert who can help you to build a solid, secure plan for your future.
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For decades, you’ve had a place to go, a job to do and people relying on you. When you started your career, you took a pledge to serve and protect others, but in doing so, you excelled at a profession you love.
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For some, the end of each month approaches with the painful realization that there is not enough money to cover all our expenses. One solution might be to get a second job, or even a higher paying job. But that is not always a possibility, particularly if we enjoy our current job.
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It’s past midnight and you know you should be sleeping, but your brain is on overdrive and your body is restless. Your credit card is past due and your bank account is in the red. Your oldest is also applying to post-secondary schools, but you don’t know how to tell her that there’s no education fund. Then, there’s the money you owe your brother.
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For some, the end of each month approaches with the painful realization that there is not enough money to cover all our expenses.
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Debt is an oppressive burden resting on your shoulders during the day that turns into a weight on your chest as you lie awake at night. It’s like a fire that becomes harder to battle with each gust of wind or swipe of the credit card. Debt ruins relationships and destroys futures, and it also has the power to deteriorate a person’s self-esteem and overall health. It sounds heavy, right? Well, it is.
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